Have You Ordered Your Free Annual Credit Report?
Posted: under Financing.
Tags: Allen Davis, Free annual credit report, Realestatesearchdirect.com
Have you ordered your free annual credit report this year? If you haven’t, don’t until you have read this.
The Fair Credit Reporting Act (FCRA) requires each of the three credit bureaus (Experian, Equifax and Transunion) to provide you with a free copy of your credit report every 12 months upon request.
There is no requirement to provide your FICO score free. You will have to pay a fee for that service if you want it.
There is only one authorized website that allows you to request your free annual credit report with no strings attached. That is AnnualCreditReport.com.
While there are several other sites with similar names that offer free credit reports, they usually come with a subscription or purchase of another product. Don’t be fooled by these websites.
Checking your credit report once a year is all fine and good, but wouldn’t it be better to check it three times a year, for free?
Comments (3)
Mar 20 2009
