Comments on: How Much Mortgage Can I Afford?

By: Nina Sutherland@Best Mortgage Deals

Nina Sutherland@Best Mortgage Deals — Tue, 13 Oct 2009 11:14:09 +0000

To estimate the upper limit of mortgage amounts that you currently can afford, many lenders employ debt-to-income ratio rules. The debt-to-income ratio method is employed to express the percentage of the monthly income (excluding taxes) that is needed to pay the monthly debts.

By: TigerTom@Mortgage Quotes UK

TigerTom@Mortgage Quotes UK — Thu, 01 Oct 2009 18:46:16 +0000

The main things to watch out for when getting a mortgage, apart from the interest rate, are any fees or pre-payment penalties. These can be the ‘sting in the tail’.

By: Jayne P@ Mortgage Deals

Jayne P@ Mortgage Deals — Wed, 02 Sep 2009 07:50:51 +0000

It is very important to budget well for a mortgage it is a huge commitment, if you borrow to much you can get yourself into a lot of trouble quickly.

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By: kyan@Earth4Energy

kyan@Earth4Energy — Tue, 18 Aug 2009 02:03:09 +0000

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By: Larry

Larry — Wed, 12 Aug 2009 03:02:42 +0000

Thanks for the info. I know there is a certain % that a person shouldn’t go above on their mortgage based on their income, but I can remember that figure. Definitely don’t get a variable rate mortgage in this market either. Rates are going through the roof very soon imo.

By: Londonfan

Londonfan — Thu, 06 Aug 2009 09:35:47 +0000

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